USDA Rural Loans
A little more room. A lot more possibility. 100% financing for eligible suburban and rural homes in Louisiana, Texas, Colorado and Missouri.
Check USDA eligibility
LOUISIANA ROOTS. YOUR NEXT CHAPTER.Your Straightest Path
Your Straightest Path
from Pre-Approval
to Front Door.
Buying your first home shouldn't feel like guesswork. We strip away the banking jargon, unlock zero- and low-down payment options, and get you to the closing table on time.
No hard credit pull. No obligation. Just a plan.Prefer to talk? Call or text (985) 264-8450Now lending in Louisiana, Texas, Colorado & Missouri.
Fast Clear-to-Close
Weekend Pre-Approvals
Louisiana · Texas · Colorado · Missouri
LESS GUESSWORK. MORE FORWARD.
A clear path. From hello to home.
Three simple steps. One real person in your corner the whole way.
STEP 01
10-Minute Discovery
We map out your budget, credit, and zero-down eligibility. A real conversation. Zero hard credit pull.
STEP 02
Same-Day Pre-Approval
A rock-solid letter to help your offer stand out—even on weekends. Subject to complete documents and review.
STEP 03
Drama-Free Closing
Proactive updates, clear next steps, and no last-minute guessing. From the signed contract to keys in hand.
THE RIGHT LOAN FOR YOUR REAL LIFE
Explore all loan programsBig possibilities. Small down payments.
You don't need 20% down to open the door to homeownership.
FHA Home Loans
Your first home is closer than you think. Flexible credit guidelines and a down payment that feels doable.
Conventional Loans
Strong credit? Make it work for you. Low-down-payment options and potentially lower mortgage insurance costs.
VA Home Loans
You served our country. Let us serve you. Zero-down financing for eligible veterans and active-duty service members.
Eligibility and property requirements apply. Zero down does not mean zero closing costs.
LET'S MAKE THE NUMBERS MAKE SENSE
Your home. Your budget. No surprises.
A clearer picture of your monthly payment—including the costs that often get left out.
$100,000$750,000
Illustrative rate, not a quote. Flood insurance, HOA fees, and closing costs are not included. PMI assumes 0.5% annually below 20% down; FHA, USDA and VA fees differ.
YOUR ESTIMATED MONTHLY PAYMENT
$2,188/mo
Principal & interest$1,677
Property taxes$150
Homeowners insurance$250
Estimated PMI$111
Let's turn an estimate into a personalized conversation.
READY WHEN YOU ARE
Ready to apply? Start here.
Move forward at your own pace. Questions before you begin? Email Hunter and you'll get a straight answer.
A LITTLE KNOWLEDGE. A LOT MORE CONFIDENCE.Not ready to apply yet?
Not ready to apply yet?
Start with a roadmap.
Grab the free 2026 First-Time Homebuyer Roadmap.
LOCAL ROOTS. PERSONAL GUIDANCE.A loan officer.
A loan officer.
And a neighbor in your corner.
Hi, I'm Hunter Harwell. I believe buying your first home should feel exciting—not overwhelming. I'm here to make the numbers make sense and the next step feel simple.
Louisiana local. Serving homebuyers across Louisiana, Texas, Colorado and Missouri. Available when life lets you pause, including evenings and weekends.
FOR OUR REALTOR PARTNERS
A lending partner who picks up.
Your clients deserve clarity. You deserve reliable communication. Let's get more buyers from first showing to front door.
Let's Partner Up