Mortgage questions, answered plainly
Short, direct answers to the questions homebuyers ask most.
Who is Direct Path Mortgages?
Direct Path Mortgages is led by Hunter Harwell (NMLS #2262193), a mortgage loan originator. Hunter helps homebuyers and homeowners in Louisiana, Texas, Colorado and Missouri.
Which states does Hunter Harwell serve?
Hunter Harwell is licensed in Louisiana, Texas, Colorado and Missouri, including Slidell and St. Tammany Parish on the Louisiana Northshore.
What loan types does Direct Path Mortgages offer?
FHA, VA, USDA, conventional, refinance and investment property loans, plus guidance on down payment assistance programs.
Can I buy a home with no money down?
Possibly. VA loans for eligible veterans and service members and USDA loans for eligible rural and suburban areas can allow 0% down. Closing costs still apply, though they can sometimes be covered by seller credits or assistance.
Are homes near Slidell, Louisiana eligible for USDA loans?
Some are. USDA eligibility depends on the exact property address and household income, and boundaries change. Check a specific address with the USDA checker on this site or the official USDA eligibility map, then confirm with Hunter.
What is the minimum down payment for an FHA loan?
FHA loans allow 3.5% down with a credit score of 580 or higher, subject to lender and underwriting approval.
What documents do I need for a mortgage pre-approval?
Typically your last 30 days of pay stubs, two years of W-2s or tax returns, the last two months of bank statements (all pages), and a government-issued photo ID.
How do I contact Hunter Harwell?
Call or text (985) 264-8450, email hharwell@nexalending.com, or book a 30-minute call online.
Still have a question?
Call or text (985) 264-8450, book a call, or see the pre-approval checklist.